Digital and innovation

Banks are embracing digital transformation, but mastering new technology and navigating new partnerships will challenge even the most adept.

Digitalization and innovative technologies are creating unprecedented disruption in the banking sector, and the rate of change is accelerating. Banks face crucial decisions as technology shifts customer expectations and changes the regulatory landscape. 

But digital initiatives isolated here and there across an organization won’t be enough to succeed. Your digital strategy and your business strategy must be one and the same. You also need to successfully collaborate with an ecosystem of industry partners and FinTech providers.

We can help your business evolve to meet the challenges of the new digital era and emerge from disruption as a banking leader.

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Global FinTech Adoption Index

Explore how FinTech has improved and expanded its offerings around the world, spurring change across the financial services industry.

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How EY can help

Corporate, Commercial and SME Banking services

Rapid technology advances are reshaping the entire banking ecosystem, and Corporate, Commercial and SME (CCSB) banking sectors are not immune. EY is helping banks shift their focus back to growth, placing an increased emphasis on client experience, new technology and operational efficiency.

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Global Regulatory Network

Our Global Regulatory Network, consisting of former regulators and bankers from the Americas, Asia and Europe, provides strategic insights on financial regulation that helps clients adapt to the changing regulatory landscape.

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Digital enterprise transformation

Unlock the advantages of the digital era to harness innovation, drive operational efficiencies and grow your business.

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Payment services

The EY Payments team serves payments suppliers (e.g., banks, credit unions, networks and PayTechs) and consumers of payments services (e.g., retailers, health care companies and other enterprises). Bringing insights from both sides of the payments ecosystem, our solutions are designed to deliver innovation, growth and higher performance, ultimately driving better outcomes.

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Open banking services

Open banking is a disruptive force in the financial services industry. It will change how consumers engage with their banks and financial services providers, introduce new channels and promote innovation and competition in financial products.

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